401(k) Industry Comparison | Business 401(k) Services

1% More Can Mean 15+ Extra
Years of Spending

Improving your investment performance by just 1% can
make a huge difference in your retirement savings.

0
$200,000
$400,000
$600,000
$800,000
$1,000,000
$1,200,000

25
30
35
40
45
50
55
60
65
70
75
80
85
90

Retirement Savings

Extra Savings at Age 65: $227,000+ Retirement Savings with 1% Greater Returns Extra Spending: 15+ years

Saving Phase
Retirement

Assumes starting salary of $40,000, which grows annually by 3% over 40 years starting at age 25. Withdrawals begin at age 66 and are equal to 45% of the projected salary at retirement. The lower return portfolio growth assumes 5.5% annual return in the working years and 3.5% return in retirement, while the 1% higher return portfolio growth assumes 6.5% and 4.5%, respectively.